Geneo55
  •  Geneo55
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Wednesday, October 8, 2008 9:19:20 AM
I have some questions concerning Senator Obamas health plan.

Last night during the debate he said once again that his health plan would allow families to use the Federal Employees Health Plan (FEHP). I did a search for nonpostal premiums rates for FEHP and found the figures for a standard Blue Cross Blue Shield family.

Monthly premiums for that plan are $1,027.95 a month. The govt pays $713.48, leaving the federal employee to pay $314.47 a month.

Now, under his plan, will those who buy into this program be charged the same as the federal employee with the federal govt paying $713.48 per family OR will those families have to pay the full premium?

If anybody could answer this question I would appreciate it.
Bowler Roller
Wednesday, October 8, 2008 9:44:30 AM
Health care prices are high, because "deep pocketed" insurance companies, and governments pay most of the bills. This plan will make the prices go even higher for those of us who pay their own bills.
Every crowd has a silver lining - PT Barnum
2ndgencarnie
Wednesday, October 8, 2008 10:32:38 AM
Well, here is a great chance for PrickTar to share some of his knowledge...
with-it
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Wednesday, October 8, 2008 10:54:52 AM
Quote:

quote:


Originally posted by 2ndgencarnie

Well, here is a great chance for PrickTar to share some of his knowledge...

With his Socialism rant it kinda makes me wonder for what side he fought for in Nam.....
cdg
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Wednesday, October 8, 2008 11:54:24 AM
Geneo55 I thought the same thing. Tried to research some on it and really came up with nothing to that question. Hope someone else can answer that.
Benjibear
Wednesday, October 8, 2008 1:46:37 PM
Neither candidate has a real solution for health care.
It is what you learn, after you know it all, that counts.
Bowler Roller
Wednesday, October 8, 2008 1:49:46 PM
I haven't even seen a problem with it that needs solving.
Every crowd has a silver lining - PT Barnum
JerryGillette
Wednesday, October 8, 2008 2:15:36 PM
Quote:

quote:


Originally posted by 2ndgencarnie

Well, here is a great chance for PrickTar to share some of his knowledge...



I like the nickname...
NICEST SHOW IN THE NORTHEAST...

If you want the weather to change...Wait 5 minutes...
If you want my opinion to change...You can go F*CK yourself...
2ndgencarnie
Wednesday, October 8, 2008 2:40:09 PM
Quote:

quote:


Originally posted by JerryGillette

Quote:

quote:


Originally posted by 2ndgencarnie

Well, here is a great chance for PrickTar to share some of his knowledge...



I like the nickname...



He's earned it...[8D][8D][8D]
Pinetar
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Wednesday, October 8, 2008 3:50:14 PM
What's this bad mouthing, you liver swilling commie dogs. [;)]

I have more impotent things to do tonight thann read this drivel, like watching Sons of Anarchy.
UserPostedImage
Benjibear
Wednesday, October 8, 2008 3:50:46 PM
Quote:

quote:


Originally posted by Bowler Roller

I haven't even seen a problem with it that needs solving.



Well you must not have insurance or go see a doctor too often.
Problems I have seen is the skyrocketing cost of premiums. When I started working 10 years ago, my insurance was completly paid by my company, I had $5 copays, and a $100 deductable. Now I pay 20% of my premium, I have $25 copays, and my deductable is $1000. In the last 10 years I have had yearly raises that were less then what the increase in premium was. Basically, I received a cut in pay and good thing I didn't need to visit a doctor often or had to pay much out towards my deductable. Healthcare has become the most expensive benifit for many companies when traditionally it was paid time off.

I think the quality and customer service of the doctors and facilities has gone down but that is in every business these days. I barely get 5 minutes with my doctor and he is always in a hurry. I switched doctors and have been to specialists and it is the same thing.

Also, I used to never had problems with insurance paying things. Now they question everything and try to get out of paying for things with excuses like it wasn't medically neccessary or it was a pre-existing condition.
It is what you learn, after you know it all, that counts.
Bowler Roller
Wednesday, October 8, 2008 4:31:39 PM
Quote:

quote:


Well you must not have insurance or go see a doctor too often.



You're right; I don't. There's little reason for a healthy person to buy insurance. You'd be better off spending that monbey on lotto tickets.


Quote:

quote:


Problems I have seen is the skyrocketing cost of premiums. When I started working 10 years ago, my insurance was completly paid by my company, I had $5 copays, and a $100 deductable. Now I pay 20% of my premium, I have $25 copays, and my deductable is $1000. In the last 10 years I have had yearly raises that were less then what the increase in premium was. Basically, I received a cut in pay and good thing I didn't need to visit a doctor often or had to pay much out towards my deductable. Healthcare has become the most expensive benifit for many companies when traditionally it was paid time off.



If you're young, be smart and cancel your insurance, and use those savings to pay the bills, yourself. In the last 20 years, I've spent less on healthcare (a few G's) than you probably spend on insurance, in a year.


Every crowd has a silver lining - PT Barnum
2ndgencarnie
Wednesday, October 8, 2008 5:12:08 PM
Well, once again...Pinetar did not step up to the plate explaining his canidates plan and how it will work. Good job old timer [;)]
flamo
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Thursday, October 9, 2008 5:17:22 AM
Neither one has a real program because they won't address the cause. If the causes are addressed we won't need socialized health care. It would be politcally incorrect and cost votes if it was addressed. There is a soultion that will cost us nothing and bring insurnce costs down but we will never see it.
I'm there, Old, Tired, Broke and Henpecked
with-it
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Thursday, October 9, 2008 6:12:46 AM
Quote:

quote:


Originally posted by Pinetar

What's this bad mouthing, you liver swilling commie dogs. [;)]

I have more impotent things to do tonight thann read this drivel, like watching Sons of Anarchy.

A Socialist calling us Commies.....lol