quote:
Originally posted by Bowler Roller
I haven't even seen a problem with it that needs solving.
Well you must not have insurance or go see a doctor too often.
Problems I have seen is the skyrocketing cost of premiums. When I started working 10 years ago, my insurance was completly paid by my company, I had $5 copays, and a $100 deductable. Now I pay 20% of my premium, I have $25 copays, and my deductable is $1000. In the last 10 years I have had yearly raises that were less then what the increase in premium was. Basically, I received a cut in pay and good thing I didn't need to visit a doctor often or had to pay much out towards my deductable. Healthcare has become the most expensive benifit for many companies when traditionally it was paid time off.
I think the quality and customer service of the doctors and facilities has gone down but that is in every business these days. I barely get 5 minutes with my doctor and he is always in a hurry. I switched doctors and have been to specialists and it is the same thing.
Also, I used to never had problems with insurance paying things. Now they question everything and try to get out of paying for things with excuses like it wasn't medically neccessary or it was a pre-existing condition.
It is what you learn, after you know it all, that counts.